FermiSoft
No-code · Fintech marketplace

Enhancing the Stealth Autos peer-to-peer car financing platform

Enhancements to a peer-to-peer car financing platform — new flows shipped on the existing no-code foundation instead of a rebuild.

The Stealth Autos homepage headline "P2P Car Financing Platform" beside a photo of a car interior

The challenge

Stealth Autos is a peer-to-peer car financing platform that lets private buyers and sellers finance vehicles directly, without traditional lenders. It offers customisable financing terms, secure contract management and transparent payment schedules.

The platform needed to:

  • Give buyers and sellers a seamless experience across listings, contracts, payments and messages.
  • Protect sensitive user data with encrypted storage and secure messaging.
  • Make negotiation and contract finalisation quick.
  • Keep transaction fees minimal and payments transparent.
  • Provide an admin back end to monitor and optimise operations.

In discovery we found recurring payment delays and failures, contract changes that didn’t save reliably, authentication gaps causing failed logins, confusing negotiation flows, and risks in how sensitive data was encrypted and stored.

The solution

Rather than rebuilding, we improved the existing Bubble application:

  • Payments. Optimised the payment gateway workflows for quick, reliable transactions.
  • Contracts. Enhanced the contract modules to allow full customisation with instant saving.
  • Security. Strengthened login, authentication and messaging with secure encryption, and moved sensitive data and documents to industry-standard encrypted storage.
  • UX. Redesigned the listing and negotiation flows to reduce friction and delays.

Quality assurance. We tested end to end across listings, contracts, payments and chat, validated payment flows, reviewed contract updates for accuracy, ran security checks on authentication and stored data, and folded in client feedback through iterative QA cycles.

The results

  • Payment flows validated end to end, with the delays and failures found in discovery addressed.
  • Contract customisation that saves instantly and reliably.
  • Stronger authentication, encrypted messaging and secure storage for sensitive documents.
  • Simpler listing and negotiation flows, shipped on the existing no-code foundation.
Client words
“Fermisoft was an absolute pleasure to work with — they provided exceptional value to my application. Worked in great chemistry, had great attention to detail, quick turnaround time, provided quality work, and even went the extra mile with critical feedback by thinking outside of the box. Glad to have worked with Fermisoft — would rate my experience with Fermisoft as a 6/5 if possible.”
Stealth Autos USA
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